Started in 2012, Select Home Warranty has become known for its cheap home warranty plans, top-notch promotional offer and its free roof leak coverage. Is Select Home Warranty the best home warranty company for you? In this Select Home Warranty review, our team breaks down the company’s plans and its benefits to help you decide.
In this article:
- Select Home Warranty: The Highlights
- What Does Select Home Warranty Cover?
- Cost
- Reviews of Select Home Warranty
- Getting a Quote and Submitting a Claim
- Final Thoughts
- Top Provider: American Home Shield
- What Are the Benefits of a Home Warranty?
Select Home Warranty: The Highlights
Background and Availability
Based in Mahwah, New Jersey, Select Home Warranty is widely available to homeowners — it is available in 47 states. Select is not available in Nevada, New York, or Washington. Three different plans are offered by Select Home Warranty, and these are discussed below.
Here are the key pros and cons to know about Select Home Warranty:
| Pros | Cons |
|---|---|
|
|
You can get a free quote from Select Home Warranty by calling 888-370-3956 or filling out this quick form.
While Select Home Warranty is an excellent option for homeowners interested in purchasing a home warranty, it is not available everywhere. If Select Home Warranty does not offer services in your state, we recommend purchasing a warranty through American Home Shield. You can get a free quote from American Home Shield by calling 844-529-9298 or by submitting a simple form.
What Does Select Home Warranty Cover?
What each of Select Home Warranty’s three plans covers can be viewed in the table below. Select’s Platinum Care plan is by far the one offering the most coverage with 17 covered items.
Select includes free roof leak coverage with each of its plans, which is a nice feature for homeowners.
Select also offers these optional add-ons for its plans:
- Septic system
- Lawn sprinkler system
- Stand-alone freezer
- Pool pump
- Central vacuum
- Sump pump
- Well pump
| Bronze Care | Gold Care | Platinum Care | |
|---|---|---|---|
| AC/Cooling | ✔ | ✔ | |
| Heating system | ✔ | ✔ | |
| Plumbing system | ✔ | ✔ | |
| Electrical system | ✔ | ✔ | |
| Water heater | ✔ | ✔ | |
| Ductwork | ✔ | ✔ | |
| Plumbing stoppage | ✔ | ||
| Clothes washer | ✔ | ✔ | |
| Garbage disposal | ✔ | ✔ | |
| Refrigerator | ✔ | ✔ | |
| Stove/Oven | ✔ | ✔ | |
| Microwave oven (built-in) | ✔ | ✔ | |
| Cooktop | ✔ | ✔ | |
| Dishwasher | ✔ | ✔ | |
| Clothes dryer | ✔ | ✔ | |
| Garage door opener | ✔ | ||
| Ceiling fan | ✔ |
Cost
There are two types of costs that come with a home warranty: a monthly premium and a service fee. The monthly premium is paid every month by the homeowner, and the service fee is paid whenever you need a repair or replacement.
As mentioned earlier in this review, Select Home Warranty is known for its low monthly premiums that cost under $40 a month. In addition to this low cost, Select Home Warranty’s service fee is only $75 — this is also at the low end of the home warranty industry.
However, Select Home Warranty does not exclude repeat service fees, which could significantly raise some homeowners’ costs. Homeowners who need a repair on an item that was recently serviced by Select will have to pay their service fee each time. Nonetheless, even with its repeat service fees, Select’s costs are still among the lowest in the industry.
Below are the sample Select Home Warranty price quotes we collected. The price of Select’s optional add-ons vary depending on the specific item(s) you wish to add.
| Plan Name | Cost |
|---|---|
| Bronze Care | About $35.83 per month |
| Gold Care | About $35.83 per month |
| Platinum Care | About $37.50 per month |
| Service fee | $75 |
Reviews of Select Home Warranty
We found differing opinions on the strength of Select Home Warranty’s plans. After analyzing what customers were saying online online, we found some patterns to share on Select Home Warranty’s company reviews.
The Good:
- Positive customer service experience
- Positive BBB rating
The Bad:
- Claim fulfillment issues
- Not BBB accredited
We read sample reviews on Select Home Warranty’s BBB and Trustpilot webpages to get a feeling for customers’ experience with Select. A few reviews we found can be read below:
“So far I have had a poor experience with Select Home Warranty. I have provided a significant amount of records to try and get my air conditioning replaced. However, I keep receiving ‘the run around’ tactics via telephone.” – 1-star review submitted on April 15, 2020 by Ben P. via BBB
“My experience with Select Home Warranty has been the best out of any other home warranty. The claims are entered in a timely manner and taken care of quite rapidly. Thank you for your excellent service.” – 5-star review submitted on May 8, 2020 by Miriam Valdes via Trustpilot
Getting a Quote and Submitting a Claim
There are two ways to get a custom quote from Select Home Warranty. You can call the company at 888-370-3956 or fill out this quick form on the company’s website. The company is currently offering $150 off and two months free to its new customers, which is the best promotion in the industry.
When you need service from Select Home Warranty, you will need to submit a claim. To do so, you can call the company at 855-267-3532 or use the company’s claim form. Select offers emergency services when an essential appliance or system breaks down in your home. The company responds to claims within 24-48 hours and offers 24/7 customer service.
Final Thoughts
Select Home Warranty notably offers a very affordable cost, an excellent promotion and free roof leak coverage. The downside to Select is that it charges repeat service fees, and it has received some negative customer reviews related to claim fulfillment issues. Overall, Select Home Warranty is definitely a provider worth considering. The company was named “Most Affordable” among all providers by our review team.
If you’d like a customized price from Select, you can call 888-370-3956 or fill out this simple form.
Top Provider: American Home Shield
American Home Shield (AHS) earned first place on our list of the best home warranties, which evaluated every major home warranty company based on their coverage options, cost, quotes and claims processes and more.
Our American Home Shield review revealed that this provider has an outstanding reputation, doesn’t charge repeat service fees and offers coverage for undetectable pre-existing conditions.
If you’d like to get a free quote from AHS, you can do so by calling 844-529-9298 or by submitting a simple form.
What Are the Benefits of a Home Warranty?
Maintaining a home is very expensive. Every home consists of a variety of complex systems and appliances that will need occasional repairs and will also eventually break down. Repairing and replacing these items can cost thousands of dollars.
Owners of a home warranty are able to avoid this cost burden with a relatively small monthly payment and a service fee whenever a repair is needed. Home warranties typically cost about $25 to $60 per month and have a service fee between $75 to $125. While home warranties are not cheap, they save homeowners thousands of dollars when significant repairs or replacements are needed.
Don Vandervort writes or edits every article at HomeTips. Don has:
